The Swiss accounting software that works for you and your clients.
A single platform to manage all your mandates: clients upload documents, AI processes the entries, you approve and deliver. QR-invoices, VAT FTA and certified archive — included.
Compatible with major Swiss banks
eBill
Electronic invoicing
SIX / ISO 20022
CH payment standards
Abacus
Data migration
Banana
Data migration
CAMT.053
Bank statement
LainMod / AVS
Swiss payroll
New integrations added regularly · Need a specific integration? Contact us
Accountex in numbers
Trusted by thousands of Swiss businesses every day
2'400+
Active Swiss businesses
SMEs, freelancers and fiduciaries
CHF 48M
Processed every month
Invoices, expenses and payments
320'000+
QR-invoices generated
PostFinance / SIX compliant
12+ hours
Saved per month
Per user on average
99.9%
Guaranteed uptime
Independently verified SLA
>98%
OCR accuracy
On Swiss invoices
* Aggregated and anonymous data. Updated as of April 2026.
The modern fiduciary doesn't chase clients anymore
Managing 20, 30, 50 mandates with fragmented tools costs you hours every week. Accountex unifies everything — clients, documents, accounting — in a single platform.
Before
The fragmented fiduciary
Every client uses a different system: some WhatsApp, some Excel, some send envelopes by mail
Hours lost chasing missing documents and reminding clients about deadlines
Separate software for each mandate — Abacus, Banana, Excel — multiplied costs and contexts
VAT Q1: weeks of repetitive manual entry for each of your clients
Zero real-time visibility: you don't know which mandates are behind until it's too late
Non-billable hours lost per month per mandate, on average:
4–6 hours / mandate
Across 20 clients = 80–120h/month of pure admin work
After
The fiduciary with Accountex
Unified dashboard: all mandates under control in a single screen
Clients upload on their own via app or email — AI pre-processes everything before you even open the file
Balanced journal entries generated by AI in seconds — you approve, not enter
Multi-client VAT FTA returns generated in bulk — FTA deadline met without stress
Integrated chat with each client — documents, questions and updates in one place
Hours recovered per month thanks to AI automation:
up to 80h / month
Time you can dedicate to advisory — what clients actually pay you for
Free · Multi-mandate included · No credit card required.
Sara manages 28 mandates. Tuesday morning.
Same workload. Same FTA deadline. Two different tools — and a world of difference in how the day ends.
Before
Sara without Accountex
8 clients, 8 different ways
Sara opens her email. One client sent invoices via WhatsApp, one on USB, three as PDF attachments, two by mail. She starts downloading, renaming, sorting.
Chasing missing documents
Three Q1 clients haven't sent anything yet. Sara writes 3 separate emails, then calls one in person. She waits for a reply.
Switching between Abacus, Banana and Excel
Client A is on Abacus, client B on Banana, others on Excel spreadsheets sent by email. Every opening is a different context, every error is invisible.
VAT Q1: 28 clients to process
FTA deadline is Friday. Each return takes 25–40 minutes. At normal pace it takes 3 full days — but clients keep calling in the meantime.
Error discovered at the last minute
A client used the wrong VAT rate on 6 invoices. Sara corrects manually, regenerates the return, resubmits it to FTA. Thirty minutes of overtime.
End of day
~6h on admin · Deadline at risk · 3 clients still waiting · Margin eroded
After
Sara with Accountex
Unified dashboard: 28 mandates in one screen
Sara opens Accountex. She immediately sees which clients have documents awaiting review, which are behind, which have their VAT ready. Everything at a glance.
Automatic reminders already sent
Late clients received a personalized automatic reminder at 07:00. Two already uploaded their documents while Sara was sleeping.
Documents pre-processed by AI
Invoices uploaded by clients — from any channel — have already been read by OCR, classified and turned into proposed journal entries. Sara reviews, approves.
5 VAT returns generated in 12 minutes
Sara selects the 5 clients with priority deadlines. Accountex generates the FTA returns in the correct format. She checks, digitally signs, submits. Done.
Client calls: answer in 10 seconds
"Sara, how's my VAT looking?" She opens the integrated chat, shares the link to the client's real-time dashboard. No email, no export, no waiting.
End of morning — 09:00 AM
~1h30 total · 5 VAT returns delivered · 0 clients waiting · Afternoon free for advisory
I used to spend Tuesdays chasing documents and copying data between different software. Now my clients upload on their own, AI does the first read and I focus only on advisory. That's what they pay me for. I focus only on advisory
Sara M.
Independent fiduciary · 28 mandates · Lugano, TI
Free · Multi-mandate included · Setup in 5 minutes
From invoice to journal entry in less than 10 seconds
No training courses, no complex setup. Three steps and you're up and running.
Snap or upload
Take a photo of the invoice with your smartphone or upload the PDF directly from your computer. Accountex accepts JPEG, PNG and PDF — in batch or one at a time.
AI processes in seconds
Accuracy 99.2%
Balanced entry
Smart OCR extracts all the data: amount, date, supplier, VAT code and IBAN. AI generates a balanced journal entry and proposes it for your approval.
Approve and you're done
Verify the AI-proposed entry with a single click. The document is archived with a hash seal, the accounting is updated and the KPI dashboard refreshes in real time.
100 scans/month free · No credit card
Three reasons Swiss fiduciaries choose Accountex
Not just another software. A platform built for those who manage multiple mandates simultaneously and can't afford errors or delays.
Clients upload, AI processes, you approve
Your clients photograph documents with their smartphone and upload them to Accountex. OCR extracts the data, AI generates balanced entries. You find everything ready — without chasing anyone.
- Autonomous upload by clients via app or email
- Batch scanning — process piles of documents in one go
- Automatic extraction of amount, date, supplier and VAT
- Smart categorization that learns from mandate patterns
Entry generated
One mandate, a thousand clients: everything under control
Multi-mandate dashboard with progress status for each client. Swiss chart of accounts pre-configured, native QR-invoices and VAT FTA — ready for Italian-, German- and French-speaking Switzerland.
- Fiduciary dashboard: real-time overview of all mandates
- Swiss SME chart of accounts — customizable per client
- Native QR-invoice (ISO 20022) · VAT FTA return in one click
- Multilingual interface IT / DE / FR / EN for clients in every canton
INVOICE NO. 2026-0089
Accountex SA, Zurich
The client relationship, finally digital
Integrated chat with each client, secure document sharing and automatic notifications. The client is always informed, and you stop wasting time on unnecessary emails and phone calls.
- Integrated chat per mandate — no more emails lost in threads
- Secure document sharing with controlled access per client
- Automatic reminders to clients for missing documents or deadlines
- Escalation to a human expert for complex VAT cases
Chat with support
How do I record an advance payment received for a future order?
Use account 2030 (Customer Advances). Debit 1020 Bank and credit 2030. When invoicing, reverse the advance.
I'm Marco, your fiduciary. Confirmed: that's the correct procedure. If it's over CHF 5'000 remember the withholding tax.
Why choose Accountex over the rest?
An honest comparison with the most popular Swiss accounting software. No footnotes: just facts.
| Feature | Your choiceAccountexFree · AI · Swiss | Bexiofrom CHF 29/month | BananaLocal app | Abacusfrom CHF 2'000/year |
|---|---|---|---|---|
| Cost | ||||
Free plan available Bexio: from CHF 29/month · Banana: one-time purchase ~CHF 50 · Abacus: CHF 2'000+/year | ~ | |||
Base plan price (monthly) | CHF 0 | CHF 29 | ~CHF 4 | CHF 200+ |
| OCR & AI | ||||
Automatic OCR on invoices Bexio: basic OCR in premium plans · Banana: no native OCR · Abacus: extra paid module | ~ | ~ | ||
AI-generated journal entry Exclusive Accountex feature | ||||
Smartphone scanning | ||||
| Switzerland | ||||
Native QR-invoice (ISO 20022) | ||||
VAT FTA (all rates) | ||||
26 cantons - cantonal taxes Bexio: basic cantonal tax features only | ~ | |||
Multilingual interface IT/DE/FR/EN Bexio: primarily DE and FR, limited IT | ~ | |||
| Features | ||||
Integrated payroll Banana: separate paid module | ||||
Cost centers | ||||
Group consolidation Bexio: not supported · Banana: basic feature | ~ | |||
Multi-mandate fiduciary dashboard Banana: single-company structure | ||||
| Security | ||||
Data hosted in Switzerland Banana: local app, optional non-Swiss cloud | ~ | |||
Hash-certified archive Exclusive Accountex feature for document integrity | ||||
Start now No credit card required | Free | from CHF 29/month | ~CHF 50 one-time | from CHF 2'000/year |
Data based on publicly available information on the respective vendor websites. Some features may vary depending on the plan chosen. Last updated: April 2026.
Choose the right plan for your business
No hidden fees. No fine print. Start free and scale only when you need to.
Free
To get started risk-free
Free forever
- 100 document scans / month
- 3 GB archive storage
- 1 user
- Swiss QR-invoices (ISO 20022)
- Swiss SME chart of accounts
- VAT FTA management (all rates)
- Quarterly VAT return
- Community support
- Additional collaborators
- Cost centers
- Integrated payroll
- Fiduciary dashboard
No credit card. Free forever.
Starter
For growing businesses
CHF 324 / year — or save 20% with the annual plan
- 1,000 document scans / month
- 50 GB archive storage
- 3 collaborators
- Swiss QR-invoices (ISO 20022)
- Swiss SME chart of accounts
- VAT FTA management (all rates)
- Quarterly VAT return
- Priority email support
- Cost centers
- Integrated payroll
- Fiduciary dashboard
- Group consolidation
14-day free trial. No credit card required.
Pro
For professionals and fiduciaries
CHF 2364 / year — or save 20% with the annual plan
- Unlimited document scans
- Unlimited storage
- Unlimited collaborators
- Swiss QR-invoices (ISO 20022)
- Swiss SME chart of accounts
- VAT FTA management (all rates)
- Quarterly VAT return
- Priority support (chat + email)
- Cost centers
- Integrated payroll
- Multi-mandate fiduciary dashboard
- Group consolidation
14-day free trial. Then monthly or annual billing.
Included in all plans:
Everything you want to know about Accountex
Clear answers to the most common technical questions about migration, security, Swiss taxation and features.
Didn't find the answer you were looking for?
Our team responds within 24 business hours in Italian, German, French and English.
Your data deserves the highest protection
Servers in Switzerland, military-grade encryption, LPD and GDPR compliance. Accountex is designed to meet the most demanding standards.
2 Active Data Centers
Real-time synchronous replication
100% Swiss hosting
Your data never leaves Switzerland. Redundant servers in certified Tier IV data centers in Zurich and Geneva.
LPD & GDPR compliance
Full compliance with the new Swiss Data Protection Act (nLPD) and the European GDPR.
Complete audit trail
Every action is tracked with an immutable timestamp. Logs ready for accounting audits and tax inspections.
End-to-end encryption
AES-256 at rest, TLS 1.3 in transit. Not even we can access your data without authorization.
Swiss Made
Developed in Switzerland
ISO 27001
Certified security
LPD & GDPR
Full data protection
Native 2FA
Two-factor authentication
Audit Trail
Complete immutable logs
99.9% Uptime
Guaranteed availability
AES-256 + TLS 1.3
End-to-end encryption
Redundant backup
Synchronous replication Zurich/Geneva
What our users say
“Finally a Swiss software that doesn't cost a fortune. OCR saves me 3 hours a week.”
A. Bernasconi
Owner, SME – Ticino
“As a fiduciary I manage 18 clients. The multi-mandate dashboard is exactly what I was looking for.”
M. Huber
Fiduciary – Zurich
“QR-invoices are generated in 30 seconds. My clients pay faster and I close quarters sooner.”
S. Chevalier
Freelancer – Geneva
Accountex is designed and developed in Switzerland by a local team. Your data stays in Switzerland, always.